Mike Cook

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XOR Data Exchange

President and CEO



Mike Cook founded XOR Data Exchange with more than 25 years of experience building data sharing solutions for risk mitigation, operational efficiency and compliance. Prior to founding XOR, Cook held senior management positions with Experian and American Express, and served in founding and strategic roles with ID Analytics and Consumer Credit Associates (now Innovis). Built from the ground up using Privacy by Design principles, XOR develops permission-based data exchanges that solve the fraud and credit risk weaknesses plaguing the multiple industries.