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International Banker reports on effects the Second Payment Services Directive will have on the financial industry in the European Union. PSD2 has been created to revise existing legislation in order to improve data sharing, transparency, and customer rights and to mandate banks share customer data with third-party payment service providers to support payment-initiation services when customers give their consent. While concerns have arisen surrounding the potential for an increase in cyberattacks following more data sharing, the European Banking Authority has released guidelines banks can follow to enhance their security if they are concerned about the effects of PSD2’s emphasis on transferring information.
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