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While insurers recognise the value of telematics data from vehicles, such information can constitute personal data and, in such cases, is subject to data protection law, reports. “Where personal data has been anonymised, data protection laws no longer apply,” the report states, noting, however, the Association of British Insurers guidance to companies advising they “obtain the consent of all named drivers on a telematics policy before they can collect personal telematics data about those individuals.” Insurers do not, however, currently need to obtain consent to share personal data “where disclosure is necessary to prevent or detect crime, such as fraud,” the report states.
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