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Daily Dashboard | MEPs call for modernizing Consumer Credits Directive Related reading: US NTIA releases AI Accountability Policy Report

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The European Parliament called for updating the EU Consumer Credits Directive, which would partially entail regulating artificial intelligence-based loan decision-making. MEPs said with “non-banks,” like crowd-sourcing loan applications having entered the loan market, it has made it easier for people to obtain loans online. However, these loans can be expensive for consumers “who are vulnerable to over-indebtedness.” MEPs said updating the CCD would require regulating AI systems that can evaluate a person’s creditworthiness.
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