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Daily Dashboard | Incentive-Based Insurance Programs on the Up, But Who Will Have Data Access? Related reading: On the pitfalls of reputation economics

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Insurance companies are increasingly offering consumers a deal: Let us track your driving and we’ll give you an annual discount if you behave yourself on the road. In theory, everyone wins, The New York Times reports, as consumers save money and insurance companies attract safer drivers. But such programs generate vast amounts of data, and while insurance companies promise it’s for their eyes only, some experts have concerns that that’ll change—perhaps to a central industry database. And while the big companies aren’t yet tracking driver location, at least one company is testing it. Meanwhile, researchers in Brazil have presented a potential solution to the pervasive problem of distracted drivers: a dashboard camera in front of a driver capable of spotting cell phone use. (Registration may be required to access this story.)
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