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In a blog post on its website, the U.K. Information Commissioner's Office wrote about the positives of data sharing through the scope of open banking. The ICO said open banking's sharing structure, which is designed to improve customers' control of their own data through application programming interfaces, has "created a culture of organisations working together to create competition and not just be in competition." Additionally, the ICO opined that businesses or individuals aiming to use similar API-based approaches will need to further embrace the EU General Data Protection Regulation, user-friendly design concepts and general collaboration.
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